Does Andrea Taylor accept Aetna?

Yes. Aetna is accepted for individual and couples therapy sessions, both in-person in Tampa and via telehealth across Florida.

Does Andrea Taylor accept Cigna for therapy?

Yes. Cigna (Evernorth) is accepted for therapy sessions at A Resilient Tomorrow.

What if I don't have insurance?

Self-pay rates are available. Please contact the practice for current rates and to discuss whether sliding-scale options may be appropriate for your situation.

How does insurance billing work for therapy?

The practice bills insurance directly through Headway, which handles claims processing. You pay your copay or coinsurance at the time of session. Headway will send you a summary of any out-of-pocket costs before your first session.

Transparent Pricing · Tampa & Florida

Quality therapy that
works with your plan.

Aetna, Cigna, Florida Blue, Oxford, Oscar, and UHC/Optum accepted. Self-pay rates available. No surprises, no runaround.

Verify My Insurance → View All Plans

Accepted Insurance Plans

Your insurance probably covers therapy here

A Resilient Tomorrow accepts six major insurance plans for individual and couples therapy — both in-person in Tampa and via telehealth across Florida.

Aetna

Including Aetna commercial and Aetna Medicare plans

Cigna / Evernorth

Individual and employer-sponsored plans

Florida Blue

BCBS Florida, including Blue Options and Blue Select

Oxford Health

Oxford individual and group plans

Oscar Health

Individual and marketplace plans

UnitedHealthcare / Optum

UHC and Optum commercial plans

Not sure if your plan is covered? Send us a message — we'll verify your benefits before your first appointment.

Self-Pay Options

Insurance-free options are available

If you prefer not to use insurance — for privacy reasons or because your plan isn't listed — self-pay therapy is available at straightforward, transparent rates.

Individual session 50 minutes

$175

Couples session 50 minutes

$250

Extended session 80 minutes · individual or couples

$300

Self-pay has real advantages: no insurance authorization, no diagnostic codes in your medical record, and flexibility in what you work on and for how long.

Ask about scheduling →

What to Expect

How billing works

Benefits checkHeadway verifies your benefits before your first session and shows your estimated cost.

Session copayYou pay your copay or coinsurance at the time of each session — no surprise bills.

Claims filed for youClaims are filed directly to your insurance — you don't have to handle paperwork.

EOB from insurerYour insurance sends an Explanation of Benefits after each claim — just for your records.

Insurance Questions

Frequently asked questions about fees

Not at this time. The practice accepts private commercial insurance plans only. If you have Medicaid, please contact 211 (dial 2-1-1) for local referrals to Medicaid-accepting providers in Tampa Bay.

Insurance coverage for couples therapy varies by plan. Some plans cover couples sessions when one partner has a diagnosable condition. The Headway benefits check will clarify your specific coverage before you commit to anything.

Headway verifies your benefits in real time when you enter your insurance information. Before your first session, you'll see your estimated copay, deductible status, and any coinsurance. There are no hidden fees.

Sessions cancelled with less than 24 hours' notice may incur a late-cancellation fee. Life happens — if an emergency arises, please reach out as early as possible and we'll do our best to accommodate.

The new clients welcome is complimentary and not billed to insurance. It's simply a chance for you and Andrea to connect, ask questions, and decide whether to move forward together.

Quality therapy thatworks with your plan.